moneymoon | موني مون

moneymoon for Financial Technology is the first platform that enables individuals to lend and borrow from each other in a seamless and easy-to-understand experience, without the need to attach any documents!
● Authorized by the Saudi Central Bank
● Compliant with Islamic Sharia



moneymoon platform, authorized by the Saudi Central Bank, offers an innovative business model that connects borrowers with investors. Borrowers can apply for a small loan not exceeding 5,000 SAR, with a period of one month.

The profit margin on the loan is calculated after conducting a credit analysis of the borrower, and it does not exceed 8% of the principal loan amount for a fixed period (one month).


For example, if a borrower applies for a 1,000 SAR loan, they will repay it within a maximum period of one month with a profit of only 80 SAR, which is 8% of the principal loan amount (1,000 SAR). There are no administrative fees or hidden charges, just the profit amount.


moneymoon adheres to the Responsible Lending Principles, issued by the Saudi Central Bank (SAMA) under Circular No. (46538/99) dated 17/05/2018, which require evaluating the financial solvency of the borrower based on their monthly salary after deducting all monthly obligations. Based on this, a financing limit is set for each client.

For more information about SAMA's Responsible Lending Principles for Individual Customers, please visit the following link:
https://www.sama.gov.sa/en-US/Laws/ConsumerProtectionRules/Responsible%20Lending%20Principles%20for%20Individual%20Customers.pdf

To view the platform's terms and conditions, please visit the following link: https://moneymoon.sa/terms-and-conditions/